Call Us: (305) 595-8850
13200 S.W 128 St. Bldg G Miami, Fl. 33186
Meet Your Team We Are Here To Help You..!!
ENRIQUE FERNANDEZ-SILVA
Email: efs@ebrmiami.com Tel: Extension 201
1966 Started in insurance upon returning home from junior college, while attending the University of Puerto Rico.
1971 Returned to Insurance after serving a three year tour of duty with the United States Army.
1975 Became Agency Manager and Sales Supervisor for the Miami agency of New England Mutual Life Insurance Company.
1982 Founding Partner of Amerinsurance Life Inc.
1998 Founding Partner of HBA Insurance Group,
2004 Founding Partner of Employee Benefits Resources Inc.
Extensive experience in Life, Health, Disability Insurance and Employee Leasing Agreements
Jovan Ribadeo
Email: jovan@ebrmiami.com Tel: Extension 202
1999 Started as a Life and Health CSR with Insureplex.
2006 Transitioned to Employer Benefits Consulting becoming a Key accounts manager within the agency.
2012 Transitioned to Office Manager at EBR Inc. Became licensed as a 2-15 Health, Life and Annuities Insurance Agent.
2014 Joined the EBC LLC as an independent broker creating and cultivating his personal book of business
2017 He became an Officer and Vice President of EBR Inc.
He currently specializes in health, life and ancillary insurance products both for commercial and individual clients.
Well versed in the new "ACA" mandates; Jovan is our Sales Manager and day to day sales contact and has vast experience in Group Health and Employee Benefits in general.
Dedicated Customer Service Representative. Joined EBR Inc. in 2015. Messiel is our in house go to person for Individual and Group Health plans . She's a licensed Life and Health agent and handles customer relations, and marketing functions, as well as client proposals and claims issues.
Messiel has an associate degree of Arts, and over five years of customer service experience.
Messiel Lembert
Email: messiel@ebrmiami.com Tel: Extension 200
Rosa M. Medina
Email: rmedina@ebrmiami.com Tel: Extension 203
Rosy is a dedicated Customer Service Representative, licensed in Life and Health products.
She has been with EBR Inc. since 2016. Handling customer relations, and marketing functions, as well as client proposals and claims issues.
EBR Inc. is a partner company of Employer Benefits Consultants LLC. Our group consists of more than thirty specialists in the industry and we consistantly qualify as a major agency with most carriers in South Florida.